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Cost of Living: San Francisco vs Houston

Purchasing Power Parity: how far does your salary go in San Francisco compared to Houston?

In San Francisco, a salary of $100,000 is equivalent to about $61K in Houston. That means Houston offers 63% more spending power. Your money goes further in Houston.

Based on Numbeo cost of living indices. Full methodology.

Salary Converter

$100K
$10K $500K

Equivalent salary needed in Houston

$61K

To maintain the same standard of living, you'd need $61K in Houston vs $100K in San Francisco

$1 = $0.61

San Francisco

96.3

Cost of Living Index (NYC = 100)

Houston

58.9

Cost of Living Index (NYC = 100)

How They Compare

San Francisco
96.3
Houston
58.9

Houston is 39% cheaper than San Francisco

What Top Roles Earn Here

Real salary data for roles with earnings data in both San Francisco and Houston, adjusted for cost of living.

Role San Francisco median Houston median COL-adjusted
Software Developer $200K $110K San Francisco wins by 10%
Data Scientists $195K $111K San Francisco wins by 7%
Computer and Information Systems Managers $244K $200K Houston wins by 34%
Information Technology Project Managers $193K $108K San Francisco wins by 8%
Cloud Architect $150K $85K San Francisco wins by 7%

Salary data from public records. Adjusted for cost of living using PPP ratio (0.61x). Methodology.

See real salary data

Check actual public salaries for these cities on RoleHue.

Frequently Asked Questions

Q:How much more does it cost to live in San Francisco vs Houston?

A: San Francisco is approximately 63% more expensive than Houston, based on Numbeo cost of living indices. A salary of $100,000 in Houston is equivalent to about $163K in San Francisco. However, actual costs vary by lifestyle, housing choices, and tax situation.

Q:What salary do I need in San Francisco to match $100,000 in Houston?

A: To maintain the same purchasing power as $100,000 in Houston, you would need approximately $163K in San Francisco. This accounts for differences in housing, groceries, transportation, and other living expenses between the two cities.

Q:Are these cost of living differences accurate for everyone?

A: Cost of living indices provide a useful benchmark, but individual experiences vary by lifestyle, housing choices, and tax situation. The data comes from Numbeo's crowd-sourced cost of living database and reflects average spending patterns. Use the interactive calculator above to model your specific salary scenario.

Q:How do real salaries compare between San Francisco and Houston?

A: Based on 5 roles with salary data in both cities, San Francisco wins by 10% when adjusted for cost of living. See the role comparison table below for detailed breakdowns with links to full salary pages.

Source: Approximate Numbeo Cost of Living indices (New York = 100). PPP conversion based on relative cost of living: actual purchasing power may vary based on lifestyle, housing, and taxes.

Data updated periodically. Full methodology.

Related comparisons

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Salaries in San Francisco and Houston